Browsing by Author "Muhammad, Maishanu Aliyu"
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Item Open Access ACCOUNTABILITY AS A MEASURE FOR GOOD GOVERNANCE AND COMBATING CORRUPTION IN NIGERIA: AN ISLAMIC PERSPECTIVE(Departmet of Islamic Studies, Nasarawa State University Keffi, 2017-10-21) Muhammad, Maishanu AliyuThe aim of this paper is to emphasize the need for leaders in Nigeria to be aware that good governance cannot be achieved properly when the attitude of looting public treasury has become the order of the day and a competition among them especially, the elected representatives in our nation, various states, constituencies and local government councils. The practice and involvement of the leaders in the corruption is stagnating the development of Nigeria and refuse to pave way for sustainable development. The method applied in this paper is the use of Qur’an and Hadith as primary sources while the related literatures in the library as secondary sources of information gathering. It is found that injustice and discrimination are the mother of corruption in the society while promoting justice, fairness to citizens in terms of appointment, providing social security and enabling environment for economic growth and respect for code of conduct should be seen practiced by the leadersItem Open Access ADEQUACY AND JUST COLLECTION AND DISTRIBUTION OF ZAKAHAS A STRATEGY FOR ECONOMIC GROWTH IN LAFIA(Department of Islamic Studies, Nasarawa State University Keffi, 2018-01-01) Abdullahi, Adamu Sulaiman; Muhammad, Maishanu Aliyu; Jibril, Suleiman HassanThe aim of this paper is to address the inadequacy of Zakah distribution among the Muslims of Lafia, Nasarawa State Zakah as one of the pillar of Islam its ultimate objective is redistribution of income among the poor within the community in order to alleviate the financial difficulty experienced by people in the society. However, inadequate and unjust distribution of Zakah by the wealthy people has weaken the institution and narrow its prosperity, its essence is to boost economic growth if properly implemented and to cater for the welfare of common citizens. The researcher adopted the use of library materials; with the Qur’an and Hadith serving as the primary sources, interview was also conducted. The findings of this research show that eligible persons whose money reaches nisab (the prescribed amount) when they have set aside the percentage for Zakah, instead of giving the reasonable amount to the people so as to benefit but they rather split and splash the money and distribute one thousand naira only (W1,000) or two thousand naira only ($42, 000) to a large number of the beneficiaries, which has defeated the aim, the meagre amount given may not enable the recipients to establish the business. It is recommended that a reasonable amount should be shared to the people annually, perhaps the beneficiaries can use the money to start a business that can contribute to economic growth, finally, there should be a strong and functioning committee under Jama’atu Nasril Islam (JNI), Jama'atu Izalatil Bid’ah Wa Iqamatis- Sunnah (JIBWIS), Fityanul-Islam, Voice of Islam (VOI) etc. who can persuade the wealthy Muslims towards giving the Zakah.Item Open Access APPROACH OFMAQASID ASH-SHARi'AH IN CONTROLLING KIDNAPPING IN NORTHERN NIGERIA(Department of Islamic Studies, Nasarawa State University Keffi, 2022-01-01) Muhammad, Maishanu Aliyu; Abdullahi, Bara'atu; Maikeffi, RaboCrime is almost part and parcel of all societies, especially in our contemporary times. Kidnapping has become a worrisome menace in Northern Nigeria. The aim of this research is to explore the objectives of Islamic law (Maqasid Ash-SharJ'ah) on crime control and management so as to have a decent environment with minimal commitment to avoidable crimes. The method adopted is through the perusal of related literatures available in the library and online as secondary sources, while Qur'an and Prophetic traditions provide the primary sources. Interviews was also conducted. The findings indicates that the high rate of unemployment among the youth after graduation from colleges, polytechnics and universities is a major cause of this evil act of kidnapping. Factors responsible for the crime are absence of God's consciousness by those that involved in the act, self-enrichment with quick money, inadequate security personnel and injustice from the side of Northern Nigerian governors are also contributing in this regards. The engagement of youth in different skills acquisition, provision of employment by private and public sectors can help in reducing the ungodly act, the paper recommends among others, that justice must be ensured at all levels from federal, state and local governments which can contribute immensely in eliminating crime in Northern Nigeria, to be specific a purposeful sampling method is adopted in the selection of three states from the three geo-political zones in Northern Nigeria. They are: Kaduna, Kano, Katsina, Benue, Kogi, Nasarawa, Bauchi, Gombe and TarabaItem Open Access FIGHTING CORRUPTION IN THE 21ST CENTURY NIGERIA: LESSONS FROM THE MODEL OF UMAR IBN AL-KHATTAB BY(Department of Islamic Studies, Nasarawa State University Keffi, 2018-05-18) Muhammad, Maishanu AliyuLeadership is a trust given to the people by God; it should not be played with. Discharging the responsibilities in accordance to the divine law is required from the faithful leaders, while the followers are demanded to be obedient. If the leaders have not deviated from the path of Almighty God. The abuse of public office is rampant nowadays; misappropriation of the government treasury seems to be a competition among some occupants of the various offices. This paper is aimed at inculcating into the minds of the people, the present leaders, the prospective leaders and the followers to emulate the leadership style of the second caliph, Umar bin al-Khattab in his pattern of leadership while making sure that things are done appropriately without fear or favour. Administering of justice to the citizenry by the leaders and building the fear of God in them, are part of the roles played by Umar during his reign as a commander of the faithful. In writing this paper the use of relevant literatures, ICT and the divine book of Islam as a guiding principle for the entire mankind were applied in the methodology.Item Open Access FIGHTING CORRUPTION IN THE 21stCENTURY NIGERIA: LESSONS FROM THE MODEL OF CALIPH UMAR IBN AL-KHATTAB (R. A)(Department of Islamic Studies, Nasarawa State University Keffi, 2018-05-05) Muhammad, Maishanu Aliyu; Adam, Ibrahim Ishaq; Adamu, Tanko IsahLeadership is a trust given to the people by God; as such it should not be played with. Discharging the responsibilities in accordance with the divine law is required from the faithful leaders, while the followers are required to be obedient, so kind the leaders have not deviated from the path of Almighty God. The abuse of public office is rampant in Nigeria nowadays; misappropriation of the government treasury seems to be a competition among some occupants of the various offices. This paper is aimed at inculcating into the minds of the people, the present leaders, the prospective leaders and the followers to emulate the leadership style of the second caliph, Umar bin al-Khattab (R. A) in his pattern of leadership while making sure that things are done appropriately without fear or favour. Administering justice to the citizenry by the leaders and building the fear of God in them, are part of the roles played by Umar (R. A) during his reign as a commander of the faithful. In writing this paper the use of relevant literatures, ICT and the divine book of Islam as a guiding principle for the entire mankind were applied in the methodologyItem Open Access HINDRANCES TO GOOD GOVERNANCE IN NIGERIA: SOLUTION FROM ISLAMIC PERSPECTIVE(Department of Islamic Studies, Nasarawa State University Keffi, 2019-10-14) Ibrahim, Muhammad Yakubu; Muhammad, Maishanu Aliyu; Adamu, Tanko IsahThe aim of this paper is to look at those things that make good governance difficult in Nigeria and to provide solution from Islamic perspective. Good governance is generally characterized by doing what is right from the side of the leader while following due process in governing his subjects. However, if certain elements are seen as part of the government which can include breach of trust, abuse of oath of an office, discrimination based on tribal, zone or political party of the opponents or citizens, bribery and corruption and worse of all nepotism such a government is classified as bad government. The type of governance exhibited by the Seal of Prophets Muhammad (S. A. W) is an example of good governance based on divine guidance and operated with justice to all and sundry without biased. If Nigerian leaders would govern according to the provision of the constitution and their party manifesto, I believe all the hindrances to good governance can overcome. Related literatures and interview were both employed as the methodology of this research. In conclusion, leaders should see themselves first as the servants of the people and should have it at their hearts that leadership is all about sacrifice and providing good service without compromise. It is recommended that credibility should be considered when it comes to appointment and what is for a particular zone, constituency or location should be given to them without denialItem Open Access INSTITUTION OF WAQF IN LAFIA AND ITS ROLE IN PROVIDING SUSTAINABLE DEVELOPMENT AMONG MUSLIMS(Department of Islamic Studies, Nasarawa State University Keffi, 2022-05-12) Muhammad, Maishanu Aliyu; Abdullahi, Ibrahim RamadanEndowment (Waqf) is an essential charitable institution in Islam that provides a compendium services to the Muslim community (ummah) such as welfare, educational activities, shelter, etc. The aim of this research is to survey the existence of Waqf institution in Lafia City of Nasarawa State, Nigeria and to call the attention of the Muslims to invest hugely in the aspect of Waqf. Because there are very few of them within the area of study, especially when one looks at the huge investment by some wealthy Muslims in the area on worldly materials that can only earn them gains this include hotels and houses built for the purpose of entertainment known in Hausa language as “Gidan Wasa” etc. The methodology adopted in the research includes interview, using of some related literatures as secondary sources while selected verses of the Qur’an and traditions of Prophet Muhammad (S. A. W) (Hadith) were the primary sources. This work is important as it would motivate the rich people among the Muslims to build and donate houses for Waqf which could be a sustainable charity (Sadaqat al-jdriyah) for them or for those intended for, also it would serve as a source material for prospective researchers to continue and fill the lacuna where this one has not filled, also stakeholders such as government, religious leaders and our royal highnesses (Emirs/traditional rulers) can use it as an awakening call to their subjects. It was found that many Muslims are not aware of the important institution of Waqf in Lafia which makes its existence unpopular like Zakah, Sadaqa, etc. Wealthy Muslims should focus and redirect their attention on this aspect of sustainable development such that even after the demise of the donor the benefits would continue without ceasing.Item Open Access INTERNATIONAL RELATIONS AND DIPLOMATIC PRACTICES IN THE PROPHETS (SAW) POLITICAL ADMINISTRATION(Department of Islamic Studies, Nasarawa State University Keffi, 2021-01-01) Aliyu, Ibrahim Musaddad; Mu'allimu, Aminu Kambari; Muhammad, Maishanu AliyuThe study examined the evolution of Diplomacy in Islamic Civilization and International diplomatic law. The methods used are historical and qualitative through library based approach. Adequate related literature is embarked upon. However, the significance of the work is to ascertain some contributions that Islam and indeed the Muslims had put towards the International Relation. The research has discovered that Prophet Muhammad (SAW) embarked on diplomacy to ensure smooth international relations Islamic history witnessed the Diplomatic Relation between Islamic State and other states or empireItem Open Access ISLAM, POLITICAL LEADERS AND MISMANAGEMENT OF PUBLIC FUNDS IN NIGERIA(Department of Islamic Studies, Nasarawa State University Keffi, 2019-01-11) Mu'allimu, Aminu Kambari; Muhammad, Maishanu Aliyu; Yahaya, SulaimanThere are three arms of government in Nigeria namely, executive, legislatures and judiciary. With the exclusion of the last category the first two always get themselves into power through the conduct of election which by this,they have become political leaders. Islam considers leadership as a trust and not as an avenue for self-enrichment, extravagancy and spending of public funds without justification. The public funds are always under the watch and control of the leaders especially President and state governors, instead of utilizing the funds to provide quality education, portable and clean water, stable electricity, good roads, maintenance of security and safety of citizens, etc. but diversion and mismanagement of the funds become rampant nowadays. The aim of this article is to draw the attention of the leaders who mismanaged public resources to cease from this ungodly act and to remind the perpetrators about the consequences of doing so. The methodology adopted in this article is the use of relevant literatures both from library and internet. This research paper is important in the sense that it would serve as a consciousness-raising to the leaders, followers and the researchers in handling the public funds with trust. The findings of the study reveal that some state governors uses public funds for personal gain especially by saving them in the banks to accrue the interest. We recommend that public funds should be utilized appropriately by all the leaders without compromise while those that mismanaged the funds should be forced by the law to repay the money and be punished in accordance to the provision of law.Item Open Access ISLAMIC COOPERATIVE SOCIETY (ICS): AN ALTERNATIVE WELFARE SCHEME FOR MUSLIM CIVIL SERVANTS IN NASARAWA STATE, NIGERIA(Department of Islamic Studies, Nasarawa State University Keffi, 2022-02-20) Liman, Sa'adatu Hassan; Adamu, Abdullahi Sulaiman; Aliyu, Umar; Muhammad, Maishanu AliyuConventional Cooperative Society (CCS), is commonly in existence in many of the government ministries, agencies and parastatals in Nasarawa state, if not all. It is a way for pooling and saving funds among the civil servants in order to utilize and benefit from their savings before or after retirement. The aim of this research, is to create awareness among Muslim civil servants of Nasarawa state and to propose ways towards of Islamizing these cooperative societies and their activities. The method adopted in this research is qualitative through library and interview techniques. It is noticed that there is an element of usury in the practice and operation of non Sharī’ah compliant cooperative societies in state and most of the participants are unaware of the existence of Islamic Cooperative Societies. Muslims in all sector of work, be it private or government should steer in establishing Islamic Cooperative Society that would be Sharī’ah compliant, which can serve as an alternative in boosting their economic prosperity and welfare. It is important to note that, this paper can alert Muslims to give priority to the teachings of religion, researchers and scholars from different professions like Accounting, Business Studies, Economics, Islamic Law and Islamic Studies can benefit from this article. It reveals that some Muslim civil servants are ready to introduce Islamic Cooperative Society in their places of work. Muslims should influence management of Conventional Cooperative Society, so as to eliminate any form of usury. Islamic scholars should orient Muslims on the need to strictly follow Sharī’ah in all financial transactions.Item Open Access JUSTICE IN THE COLLECTION AND DISTRIBUTION OFZAKAH AS A STRATEGY FOR SUSTAINABLE ECONOMIC GROWTH IN LAFIA LGA,.NASARAWA STATE(Department of Islamic Studies, Nasarawa State University Keffi, 2018-03-12) Abdullahi, Adamu Sulaiman; Muhammad, Maishanu AliyuThe aim of this paper is to address the inadequacy of Zakah distribution among the Muslims’ Zakah as one of the pillar of Islam its ultimate objective is redistribution of income among the poor within the community in order to alleviate the financial difficulty experienced by people in the society. However, inadequate and unjust distribution of Zakdhby the wealthy people has weaken the institution and narrow its prosperity, its essence is to boost economic growth if properk implemented and to cater for the welfare of common citizens. The researcher adopted the use of library materials; with the Qur’an and Hadith serving as the primary sources, interview was also conducted. The findings of this research shows that eligible persons whose money reaches nisah (the prescribed amount) when they have set aside the percentage forZakdh. instead of giving the reasonable amount to the people so as to benefit but they rather split and splash the money and distribute one thousand naira only (N 1,000) or two thousand naira only (N2, 000) to a large number of the beneficiaries, which has defeated the aim, the meagre amount given may not enable the recipients to establish the business. It is recommended that a reasonable amount should be shared to few individuals annually, perhaps the beneficiaries can use the money to start a business that can contribute to economic growth, finally, there should be a strong and functioning committee under .hand'am Xusril Islam (.INI). Jama 'am IzdlulU Bic/'ah Ha Ic/dinafis-Sminah (JIBWIS.). l itvdnu! Islam. Voice of Islam (VOI) etc. who can persuade the wealthy Muslims towards giving the /akdli.Item Open Access LIFE, LEGACY AND CONTRIBUTION OF IBN ABI ZAID ALl- QAIRAWANI TO THE DEVELOPMENT OF FIQH FROM 310- 386 A.H(Department of Islamic Studies, Nasarawa State University Keffi, 2020-08-13) Muhammad, Maishanu Aliyu; Adamu, Tanko IsahIslam as a knowledge a number of scholars across the globe from Arabian Peninsula, Middle East, Asia, Europe, North America, South America, Australia (or Oceania), Africa and Antarctica. There is no doubt tat religion is vital and human beings are expected to put into practice what they have learnt, scholars are the ones to interpret the law and any ambiguous aspect of the divine book, without them in the society learning of religion would be difficult. Sheikh ibn Abi Zaid was one of the eminent scholar of North AfricaItem Open Access MANAGING ECONOMIC RECESSION IN NIGERIA: AN ISLAMIC PERSPECTIVE(Department of Islamic Studies, Nasarawa State University Keffi, 2018-03-10) Muhammad, Maishanu AliyuEconomic Recession is a difficult time for the economy of a country, when there is less trade and industrial activity than usual and more people are unemployed. The aim of this paper is to dwell and suggest Islamic method of managing economic recession, engagement in trade activities and lawful transactions that can boost the economy and bring sustainable development to any country has emphasised in Islam. Mismanagement of the available resources, embezzlement and nonproper implementation of the government policies are some of the problems that lead to economic recession in Nigeria. The methodology of writing this research is the use of the related literatures in library, published articles in journals and interview, it is found that lack of honesty and commitment to duty, looting from the public treasury and greediness are some of the reasons that throw the country in to recession. It is recommended that there should be economic diversification and public treasury should not be turned into personal property for opportunists in conclusion people with good character should be appointed to manage the nation‟s resources, government should try to implement only the good advices given to them by the financial experts in terms of policies that have direct impact on the majority of the citizensItem Open Access POLITICAL LEADERS IN NIGERIA AND MISMANAGEMENT OF PUBLIC FUNDS: ISLAMIC PANACEA(Department of Islamic Studies, Nasarawa State University Keffi, 2019-06-06) Mu'allimu, Aminu Kambari; Muhammad, Maishanu Aliyu; Yahaya, SulaimanThere are three arms of government in Nigeria namely, executive, legislatures and judiciary. With the exclusion of the last category the first two always get themselves into power through the conduct of election which by this,they have become political leaders. Islam considers leadership as a trust and not as an avenue for self-enrichment, extra vagancy and spending of public funds without justification. The public funds are always under the watch and control of the leaders especially state governors, instead of utilizing the funds to provide quality education, portable and clean water, stable electricity, good roads, maintenance of security and safety of citizens, etc. but diversion and mismanagement of the funds become rampant nowadays. The aim of this article is to draw the attention of the leaders who mismanaged public resources to cease from this ungodly act and to remind the perpetrators about the consequences of doing so.The methodology adopted in this article is the use of relevant literatures both library and internet together alongside interviewing the stakeholders concerned. This research paper is important in the sense that it would serve as a consciousness-raising to the leaders, followers and the researchers in handling the public funds with trust, our findings revealed that some state governors uses public funds for personal gain especially by saving them in the bank to accrue the interest. We recommends that public funds should be utilized appropriately by all the leaders without compromise while those that mismanaged the funds should be forced by the law to repay the money and be punished in accordance to the provision of law.Item Open Access POLYGYNY AND THE CONTEMPORARY MUSLIM WOMAN(Department of Islamic Studies, Nasarawa State University Keffi, 2017-01-11) Abdul-Wahab, Abdul-Qadir Ibrahim; Muhammad, Maishanu AliyuAbstract This article is aimed at looking at the attitude of the contemporary Muslim woman and her indelible response to polygamous marriage. It begins with an introduction that serves as a background to the understanding of the concept of general polygyny, but not Islamic polygyny, then, to the existence of polygyny prior to Islam. The paper explains the terms and conditions stipulated by the Holy Qur'an for the practice of polygyny. It also discusses the approval of limited not limitless polygyny, the causes of dislike for polygyny and finally makes some recommendationsItem Open Access THE RELEVANCE OF ILMI CIRCLES IN SUSTAINING ISLAMIC EDUCATION IN LAFIA METROPOLIS(Department of Islamic Studies, Nasarawa State University Keffi, 2018-11-11) Muhammad, Maishanu Aliyu; Jibril, Sulaiman HassanThe aim of this paper is to explore the Ilmi Circles in Lafia Metropolis and to encourage its development and patronage by the the stakeholders concerned as centres of Arabic and Islamic knowledge. The Ilmi Circles are well known centres for acquiring and imparting knowledge to the teaming Muslim faithful, young and old of all genders Surdtiil ‘Alaq (Q. 96: 1-5) is a clear proof that education is paramount to the development of individuals and society at large. Lafia Metropolis,1 is part of the Lafia local government area, which currently, selves as-the seat of the government and the state capital as well, it is in the North Central Nigeria^geopolitical zone. However, these centres that spread Islamic education, awareness and civilization are facing challenges such as poor attendance by our youths and elders, lack of financial support and absence of infrastructural development among others; The method applied in writing this article, is through the use of relevant books in the library and interview with the stakeholders, it is found that the teachers are sacrificing their time and energy to fulfill part of their divinely enshrined role and responsibility of teaching the coxr\n\un\ty(Ummah)s but they do not receive any fixed remuneration from either the government or wealthy individuals in the society to boost their morale. It is recommended that stakeholders concerned and leaders should endeavour to assist these 7ImJCircles to function'wellItem Open Access RELEVANCE OF ISLAMIC ETHICS FOR NIGERIAN MEDICAL PRACTITIONERS(Department of Islamic Studies, Nasarawa State University Keffi, 2019-06-19) Yahaya, Sulaiman; Aliyu, Ibrahim Musaddad; Muhammad, Maishanu AliyuAs part of being a religion of complete code of conduct, Islam is concerned itself with the health of its adherents. The aim of this research is to look at the relevance of Islamic professional rules of conduct for medical practitioners in Nigeria. Some immoral acts are seemingly exhibited by the persons working under medical profession which include illicit affairs among the members who are not married to each other, quack or fake acclaimed medical doctors who engage in surgery for patience. This work is significant in the sense that it serves as a reference material to be consulted for further research and use also it will help the medical professionals to be acquainted with Islamic teaching on their profession and it will create awareness for the workers concerned. The medical professionals should seek knowledge of the Qur’an and Sunnah in order to be updating themselves on Islamic ethics, what they have learnt should be put into practice and Muslim leaders should have a joint forum which would serve as a medium for meeting to discuss ethical matters concerning Islam and it would also be an opportunity for induction of newly employed into the profession.Item Open Access SOCIAL MEDIA AS TECHNOLOGICAL DEVELOPMENT (FACEBOOK): ITS POSITIVE SIDE FROM ISLAMIC PERSPECTIVE(Department of Islamic Studies, Nasarawa State University Keffi, 2021-11-14) Isma'il, Auwal Ahmad; Nasir, Rufai Ahmad; Muhammad, Maishanu Aliyu; Adam, Hauwa MahmoodIslam recognizes the positive use of any technological devices and media. Facebook is been widely accepted and utilized by many populace in the world including Muslims, some uses it for good while some commit illegality through the Facebook pages and accounts. The nudity, hacking of people‟s account fraudulent advertisement, etc. the aim of this research is to discuss on the positive aspect of Facebook as a social medial. The methodology adopted is library based, interview and observations. This article is significant to readers, especially the Muslims who can use the media to view and listen to the programs of Islamic scholars in increasing their knowledge. Our findings revealed that many Muslims misuse Facebook by wasting time on unnecessary charting, posting of negativity and fabricated news. It is recommended that Muslims especially youth should use Facebook in what is righteous, also the various educative programs of Islamic scholars should be given full attention so as to participate and benefit from. We finally recommend the use of various platforms and forums by the Islamic scholars to advice and encourages Muslims to shun vices attached to Facebook.Item Open Access TOWARD PREVENTING RELIGIOUS YOUTHS RADICALISATION IN NIGERIA: A CRITICAL STUDY(Department of Islamic Studies, Nasarawa State University Keffi, 2019-11-11) Aliyu, Umar; Muhammad, Maishanu AliyuReligion is for all human beings in the universe irrespective of differences, and the Glorious Our'dn is a divine hook which contains comprehensive guide to mankind in all aspects of human life in order to attain prosperity in this world and salvation in the Hereafter. Radicalism in religion is def initely born out of interest, political, economic or ideological in context. However, the Scriptures are clear on guidance as to the way their followers are supposed to operate in their relationship with others. This could be traced from early histories of the Prophets. This paper studies radicalism as exhibited by some religionist. Muslims as well as non- Muslims on themselves. The methodology used in the research is the exploration of the Our'dn and Hadi t h or Sunnah of the Prophet Muhammad (SAIT) alongside other related library literatures. Findings from the research revealed that high level of ignorance and personal interest as well as quest for power and leadership is the brain behind pushing youth into such activities. It is, therefore, pertinent to confront this issue from educational angle by educating the youth on its / implication.Item Open Access Usury and its Implication on the Economy of Muslim Civil Servants in Nasarawa State, Nigeria(Department of Islamic Studies, Nasarawa State University Keffi, 2022-02-19) Liman, Sa'adatu Hassan; Abdullahi, Adamu Sulaiman; Muhammad, Maishanu AliyuThe practice of interest among Muslims is a condemnable act by Islam because of its logical consequences in the economy of people. The aim of this paper is to survey the implication of interest on the economy of Muslim civil servants of Nasarawa state, to be specific the interest charges by the cooperative societies when a member collect any facility. The methodology used is both library and field work where books were consulted and interview were equally conducted. This research is significant as it would serve as a clarion call to the Muslims who either consciously or unconsciously involve in the transactions that have interest or any of its elements, to speed up and desist from partaking in the interest. Muslims should avoid consumption of interest in their financial transaction. The findings revealed that most of Muslim civil servants in Nasarawa state, use to collect the loan from the cooperative societies or banks that charges interest and continue to suffer from financial volatility until they have pay off and their economy is not in an equilibrium position. It is recommended that Muslim civil servants should join Islamic cooperative societies in their places of work and where there is none at all, they should hasten in establishing one.