Busari, Rashidat Ayanbanke2023-12-102023-12-102017-10-14Adjirackor, T., Oppong, D., Agarwal, S. P., Akuma, J., & Gagakuma, W. (2016). Evaluation of Credit Risk Management Practices in Societe General Ghana. Research Journal of Finance and Accounting, 7(13), 102-113. Angbazo, L. (2012). Commercial bank net interest margins, default risk, interest-rate risk, and Offbalance sheet banking, Jo urnal of Banking and Finance, 21:55-87. Baron, R.M., & Kenny, D.A. (1986). The moderator-mediator variable distinction in social psychological research: Conceptual, strategic, and statistical considerations. Journal of Personality and Social Psychology, 51 (6), 1173-1182. Beck, T., Demirgu9-Kunt, A. and Merrouche, O., 2013. Islamic vs. conventional banking: Business model, efficiency and stability. Journal of Banking & Finance, 3 7(2), 433-447. Chisti, K. A. (2012). Impact of Asset Quality on Profitability of Private Banks in India: A Case Study of JK, ICICI, HDFC andYES Banks, Journal ofAfi'ican Macroeconomic Review. 2(1). Coyle, B. (2000). Framework for Credit Risk Management, Chartered Institute of Bankers, United Kingdom. Hawley, F. B. (1900). Enterprise and Profit, The Quarterly Journal of Economics, 15(1), 75-105. Jannah, C. (2017, November 27). CBN to sack bank directors with non-performing loans. Daily post Nigeria. Retrieved March 9,2018, from http://dailvDost.ng/2017/ll/27/cbn-sack-bank-directo_rsi non-performing-loans/ Jensen, M. &Meckling, W. H. (1976). The theory of the firm: Managerial behavior, agency costs and ownership structure. Journal of Financial Economics, 3,305-360https://keffi.nsuk.edu.ng/handle/20.500.14448/864The present study investigated the moderating effect of economic growth on the relationship between credit risk management and performance of deposit money banks in Nigeria. Hierarchical regression analyses were carried out using data collected from the sample of population of 113 credit department staff (credit risk managers, credit analyst's and debt recovery managers) from branches of First Bank of Nigeria in A buja. Census sampling method was used. The results showed that there is a relationship between credit risk management and performance of deposit money bank in Abuja. Besides, the research found a moderating effect of economic growth on the relationship between credit risk management and performance of deposit money bank in Abuja. Therefore, the positive relationship between credit risk management and performance of deposit money bank in Abuja was stronger for those periods economic growth was high. The study recommends that organizations should focus adequately on improving on their credit risk management processes with an eye on the level of economic growth prevailing. Such practices would create valuable and unique activities that would improve performance in the banking industry.enCredit risk management, Economic growth and Deposit money banks' performanceEFFECT OF CREDIT RISK MANAGEMENT AND ECONOMIC GROWTH ON THE PERFORMANCE OF DEPOSIT MONEY BANKS IN NIGERIAArticle