ASSESSMENT OF EFFICIENCY OF QUOTED COMMERCIAL BANKS IN NIGERIA
| dc.contributor.author | Onyejiegbu, Flavian Ikeokwu | |
| dc.date.accessioned | 2023-12-10T17:44:47Z | |
| dc.date.available | 2023-12-10T17:44:47Z | |
| dc.date.issued | 2021-05-26 | |
| dc.description.abstract | This study examines the assessment of efficiency of quoted commercial banks in Nigeria. Expost facto research design was used for the study. The population of the study is the fifteen (15) quoted Commercial Banks in Nigeria as at 2018. Panel regression analysis was used on panel data collected from the CBN Statistical Bulletin and the Annual reports and accounts of the sampled banks for the period spanning through 2009-2018. The study utilizes Capital adequacy ratio, liquidity ratio, credit growth ratio, nonperforming loans ratio, and deposit ratio and regressed against bank’s efficiency in terms of operational expenses/operational income as explained variable. It was found from the panel regression result that4, capital adequacy ratio is significantly positively related to bank efficiency. In the case of credit growth and bank efficiency, credit risk and bank efficiency, and inflation rate and bank efficiency, significant negative effects were found. However, insignificant negative effects of deposit ratio, liquidity ratio, and exchange rate were found on bank efficiency. In the case of GDP and bank efficiency, insignificant positive effect was found. The study recommends among others that, quoted commercial banks in Nigeria should ensure the effective utilization of their resources for profit generation and putting in place stringent control measures to reduce cases of nonperforming loans for better profitability. | en_US |
| dc.identifier.citation | BEING A THESIS SUBMITTED TO THE SCHOOL OF POSTGRADUATE STUDIES NASARAWA STATE UNIVERSITY, KEFFI IN PARTIAL FULFILMENT OF THE REQUIREMENTS FOR AWARD OF DOCTOR OF PHILOSOPHY (PhD) DEGREE IN ACCOUNTING | en_US |
| dc.identifier.uri | https://keffi.nsuk.edu.ng/handle/20.500.14448/837 | |
| dc.language.iso | en | en_US |
| dc.publisher | DEPARTMENT OF ACCOUNTING FACULTY OF ADMINISTRATION NASARAWA STATE UNIVERSITY, KEFFI | en_US |
| dc.title | ASSESSMENT OF EFFICIENCY OF QUOTED COMMERCIAL BANKS IN NIGERIA | en_US |
| dc.type | Thesis | en_US |