EFFECTS OF BANK OF INDUSTRY SERVICES ON THE PERFORMANCE OF SMALL AND MEDIUM SCALE ENTERPRISES IN KANO STATE, NIGERIA

The objective of the study is to determine the effect of Bank of Industry Services on the performances of small and medium scale enterprises in Kano State. The study specifically seeks to determine the effects of four dimensions of Bank of Industry services (credit facilities, business advisory services, business monitoring and business training) on the performance of small and medium scale enterprises in Kano State Nigeria. The cross- sectional survey design was adopted was adopted and questionnaire was extensively used. The study had a population size 635, out of which a sample size of 245 was selected using Taro Yamane at 5% margin error and 95% confidence interval. Data were analysed using tables and percentages. Four formulated hypotheses were tested using multiple regression. Study revealed that all the four dimension of bank of industry services (credit facilities, business advisory services, business monitoring and training) have significant effect on the performance of small and medium scale enterprises in Kano State of Nigeria. Solution and recommendation were proffered, in which emphasis were made that Bank of Industry should be strengthening for the benefit of SMEs and economy in general.