Determinants of Bank Risk-Taking: A Comparative Analysis between Islamic and Conventional Banks
| dc.contributor.author | Mairafi, Salihu Liman | |
| dc.contributor.author | Hassan, Sallahuddin | |
| dc.contributor.author | Arshad, Mohamed Bahrain Shamsul | |
| dc.date.accessioned | 2023-12-10T17:48:43Z | |
| dc.date.available | 2023-12-10T17:48:43Z | |
| dc.date.issued | 2019-10-31 | |
| dc.description.abstract | Even though several majors have been implemented by the regulators to ensure stability in the banking sector, the incessant failure of banks and their poor performance in the aftermath of the 2007-2008 global financial have generate concerns. As a result, this study compares the bank-specific determinants of bank risk-taking between the Shariahcompliant banks and the conventional counterpart. Using a panel regression on data from selected countries during the period 2006-2015, the findings disclose that capital, liquidity, size, and significantly affect conventional banks’ risk-taking while for the Islamic banks, assets quality and bank size are the only variable that shows significant relationship. Hence, we recommend further studies to consider other factors such as the macroeconomic variables in comparing their effects on bank risk-taking behaviour of the dual banking systems to provide additional insights to various stakeholders for an informed decision and policy making. | en_US |
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| dc.identifier.uri | https://keffi.nsuk.edu.ng/handle/20.500.14448/938 | |
| dc.language.iso | en | en_US |
| dc.publisher | Department of Banking & Finance, Nasarawa State University, Keffi | en_US |
| dc.subject | determinants, Islamic banks, conventional banks, risk-taking | en_US |
| dc.title | Determinants of Bank Risk-Taking: A Comparative Analysis between Islamic and Conventional Banks | en_US |
| dc.type | Article | en_US |