COUNTRY’S CHARACTERISTICS, BANK LIQUIDITY AND BANK RISK-TAKING: A REVIEW

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2020-03-11

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Department of Banking & Finance, Nasarawa State University, Keffi

Abstract

This article conducted review of empirical literature on the effect of country characteristics, bank liquidity on bank risk-taking behaviour and pointed out directions for future research. Studies on country’s characteristics, bank liquidity and bank risk-taking have identified risk associated with the distinct characteristics of different countries and how they affect the banks’ risk-taking behaviour. This paper discusses different scholar’s findings and highlight areas of concern. Recent studies focus on risk-taking behaviour with emphasised on areas of culture, development, political stability, ownership structures, and beliefs. The paper discussed issues that are important to countries’ risk-taking behaviour and discovered areas for future research.

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Keywords

Countries’ characteristics, banks’ liquidity, risk-taking behaviour

Citation

Abedifar, P., Ebrahim, S. M., Molyneux, P., & Tarazi, A. (2015). Islamic banking and finance: Recent empirical literature and directions for future research. Journal of Economic Surveys, 29(4), 637– 670. Acharya, V., & Naqvi, H. (2012). The seeds of a crisis: A theory of bank liquidity and risk taking over the business cycle. Journal of Financial Economics, 106(2), 349–366. Agoraki, M. E. K., Delis, M. D., & Pasiouras, F. (2011). Regulations, competition and bank risk-taking in transition countries. Journal of Financial Stability, 7(1), 38–48. Akerlof, G. (1970). The Market for " Lemons ": Quality Uncertainty and the Market Mechanism Author ( s ): George A . Akerlof Published by : Oxford University Press Stable URL : http://www.jstor.org/stable/1879431 Accessed : 27-04-2016 08 : 49 UTC. The Quarterly Journal of Economics, 84(3), 488–500. Aliyu, S., Hassan, M. K., Yusof, R. M., & Naiimi, N. (2017). Islamic Banking Sustainability : A Review of Literature and Directions for Future Research Islamic Banking Sustainability : A Review of Literature and Directions for Future Research. Emerging Markets Finance and Trade, 53(02), 1– 31.

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https://keffi.nsuk.edu.ng/handle/20.500.14448/940

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