Department of Entrepreneurship

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https://keffi.nsuk.edu.ng/handle/20.500.14448/2005

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Browsing Department of Entrepreneurship by Subject "Appraisal, Entrepreneurship Development, Contribution, Housing Delivery, National Housing Fund."

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    IMPACT OF NATIONAL HOUSING FUND CONTRIBUTION AND MORTGAGE FINANCING OF HOUSING DELIVERY ON STAFF OF THE FEDERAL POLYTECHNIC, NASARAWA NIGERIA
    (Department of Entrepreneurship Studies, Nasarawa State University, Keffi., 2020-05-24) Paul, Vincent; Abubakar, Lamino Hauwa; Dogara, Nasiru Danladi; Andah, Angbazo Ruth; Obere, Yahaya Muhammad
    This study examined the impact of National Housing Fund contribution and mortgage financing of housing delivery on staff of the Federal Polytechnic, Nasarawa Nigeria. The main objective of the study was to determine the contribution of National Housing Fund (NHF) scheme on housing delivery in Nigeria with specific focus on houses improvement for the employees of Federal Polytechnic Nasarawa, Nigeria and Ex-post facto research design was employed as it is due to the nature of the study which is time series data while the population consists of the contribution of NHF for Nine (9) years i.e. between the periods of 2010 to 2018 to the staff of Federal Polytechnic Nasarawa. The result of the study shows that increase in national housing fund contribution will increase mortgage finance in federal polytechnic Nasarawa because there is positive significant effect between the variables. From the findings, the study concludes that the contributions of National Housing Fund through primary Mortgage institutions to housing financing in Nigeria is faced with certain challenging factors, and problems and there is need to proffer possible solutions in-order to boost the flow of funds into the housing sector. Based on the findings, the study recommended that the financing of national housing programmes should be viewed primarily as a national responsibility of the government. The private sector should be encouraged also to provide the bulk of actual investment funds for housing to middle income and upper income groups of the society. For the low-income group, however, continued public support, individual initiative through entrepreneurial spirit and labour movement will be required for housing and movement involvement will also be required for housing and community development. Keywords: Appraisal, Entrepreneurship Development, Contribution, Housing Delivery, National Housing Fund.