Browsing by Author "Odekina, F.O."
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Item Open Access ASSESSMENT OF SAVINGS BEHAVIOUR AND FACTORS AFFECTING RUBBER FARMERS IN THE RUBBER BELT OF NIGERIA(Department of Enterprenuership, Nasarawa State University, Keffi, 2012-06-12) Odekina, F.O.; Odekina, F.A.; Odekina, P.O.; Odekina, P.E.; Balogun, F.E.This paper investigated major factors influencing the savings behaviour of rubber producing farmers in Edo and Delta states of Nigeria. A structured interview schedule was used to obtain data from a randomly selected sample of one hundred and sixty farmers. The data collected was analyzed through descriptive statistics and multiple regressions. The result shows that about 31% of the respondents had rubber farming as their only occupation. The average income and savings were N307093.18 and N 115659.69 respectively. Result of the regression analysis shows that farm and off farm income, loan, farm size (1% level), and family size (5% level) significantly influenced savings. The examination of the informal sector (Esusu) monthly contribution with a view to seeing how it can be integrated into the formal sector in order to utilize it for developmental goals is recommended. The maintenance of subsidies on agriculture coupled with granting of loans to rubber farmers to enhance their income hence savings is equally advocated.Item Open Access ECONOMIC ANALYSIS OF FISH RETAILING BY WOMEN IN IBAJI AND IDAH LOCAL GOVERNMENT AREAS OF KOGI STATE, NIGERIA(Department of Enterprenuership, Nasarawa State University, Keffi, 2012-09-25) Odekina, F.A.; Odekina, F.O.; Odekina, P.O.; Odekina, C.O.; Echiukwu, I.G.The study examined the economics of women fish retailers in Ega and Odogwu markets both in Idol, and Ibaj, Local Government Areas of Kogi State respectively. Thirty women fish sellers were randomly selected from the two markets. Data collected from them via structured oral interview schedule were analyzed using descriptive statistics and budgetary’ analysis. Results show that an average woman smoked fish retailer made a monthly net return of N20. 740.00. The profitabilitv index, rale of return to investments/variable cost and operating ratio indicated that women fish retailing business is a profitable venture m the short run. It was recommended that women fish retailers should form cooperative societies to enable them access credit to expand the scale of their business.Item Open Access EFFECTS OF PILFERAGE ON AGRI-PRENEURSHIP IN IDAH LOCAL GOVERNMENT AREA OF KOGI STATE, NIGERIA(Department of Enterprenuership, Nasarawa State University, Keffi, 2012-01-19) Odekina, F.O.; Odekina, F.A.; Odekina, P.O.; Alfa, M.M.A study was carried out on six communities in Idah Local Government Area of Kogi State in Nigeria to determine effects of pilferage as a threat to effective agri-preneurship in the country. Simple Random Sample was used to select one hundred and ten respondents from the villages. Primary data were collected from the respondents using a structured questionnaire. Descriptive statistics was used to achieve the objectives of the study. The result showed that about 74% of the sampled farmers were between the ages of 20-49 years, 33% were female while 67% were male. The result further revealed the level of pilferage on yam, maize and cassava to be 22.8%, 14.7%, and 11.3% respectively. Average level of all crops pilfered was 16.4%. The level offinancial loss per farmer stands at 20.66% and the effects of pilferage on arable crop farmers in the study area included unwillingness to adopt technology that would lead to the expansion of farming business 16%, withdrawal from growing maize 22%, withdrawal from growing yam 32% and complete abandonment of farming activity 10%. Based on the findings of the study, recognition and strengthening of social control measures such as norms, mores and values that will help discourage pilferage is recommended. Extending the poverty alleviation programme of the Federal Government to the rural areas to include rural youths will not be a bad idea.