Browsing by Author "Busari, Rashidat Ayanbanke"

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    EFFECT OF CREDIT RISK MANAGEMENT AND ECONOMIC GROWTH ON THE PERFORMANCE OF DEPOSIT MONEY BANKS IN NIGERIA
    (Department of Banking and Finance, Nasarawa State University, Keffi., 2017-10-14) Busari, Rashidat Ayanbanke
    The present study investigated the moderating effect of economic growth on the relationship between credit risk management and performance of deposit money banks in Nigeria. Hierarchical regression analyses were carried out using data collected from the sample of population of 113 credit department staff (credit risk managers, credit analyst's and debt recovery managers) from branches of First Bank of Nigeria in A buja. Census sampling method was used. The results showed that there is a relationship between credit risk management and performance of deposit money bank in Abuja. Besides, the research found a moderating effect of economic growth on the relationship between credit risk management and performance of deposit money bank in Abuja. Therefore, the positive relationship between credit risk management and performance of deposit money bank in Abuja was stronger for those periods economic growth was high. The study recommends that organizations should focus adequately on improving on their credit risk management processes with an eye on the level of economic growth prevailing. Such practices would create valuable and unique activities that would improve performance in the banking industry.
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    IMPACT OF BANK PROXIMITY AND ACCESSIBILITY ON ECONOMIC GROWTH IN NIGERIA
    (Department of Banking and Finance, Faculty Of Administration Nasarawa State University, Keffi., 2021-06-23) Busari, Rashidat Ayanbanke; Udenwa, Theresa A; Abubakar, Halimatu Sa'adiya
    This study empirically examined the impact bank proximity and accessibility on the economic grouth of Nigeria within the period 1986 to 2019. The specific objectives are to assess the impact of bank proximity on economic growth in Nigeria and investigate the impact of bank accessibility on economic grozvth in Nigeria.Also, the study adopted the ex post facto research design and employed the Autoregressive Distributed Lagged (ARDL) and the Error Correction Model (ECM) were used to establish the short-run and long-run effect of financial inclusion determinants on economic growth in Nigeria. EGRN is Economic Growth in Nigeria which serves as the dependent variable, Wltile ACS is Bank Accessibility and PROX is Bank Proximity in Nigeria serves as the independent variables. Findings revealed established that all the variables have a positive impact on economic growth in Nigeria both in the long run and short run. However, the probability of the ARDL result showed that Bank Accessibility in Nigeria (ACE) zvas insignificant in explaining the variation in economic grozvth in Nigeria, zvhile the ECM revealed that Bank Proximity in Nigeria (PROX) grozvth in Nigeria. This study recommended that financial authorities should put a mechanism in place bank branches and increase the number of bank branches per certain statistically significant zvas in explaining the variation in the economic that zvill enable banks to open more number of population and ATMs provision for maximum formal financial services to the rural population on short team basis since bank proximity has a significant impact on economic gin the short run.