Browsing by Author "Barde, M.M."

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    Appraising the Performance of Micro Finance Banking On Rural Development in Nasarawa State, Nigeria
    (Department of Geography, Nasarawa State University Keffi, 2014-09-01) Nasiru, Idris Medugu; Labaris, A.; Yusuf, K.S.; Barde, M.M.
    The law establishing Micro Finance (Community Banks) in Nigeria was signed in 1990, the aim of the Federal Government was to use it as a tool to accelerate cash flow and development within the rural economy. This study focuses on assessment of the performance of community banks on the transformation of the rural economy from where they are located. 10 of the 13 functioning community banks in Nasarawa State, Nigeria were randomly selected with at least three each from the three Senatorial districts to enable us view their functional involvement in rural development issues.500 questionnaires were also administered to the customers of these banks, representing a 10% of the total customers within the rural environment. Results from the study indicated that community banks fared well in the area of special loan schemes, rural customer size, direct rural investments, and rural income generation programmes. Variation also existed in the area of composite scores using Z score analysis and appropriate recommendations are suggested accordingly.
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    PROBLEMS OF GUINEA CORN MARKETING IN NASARAWA STATE, NIGERIA
    (Department of Geography, Nasarawa State University Keffi, 2014-04-01) Nasiru, Idris Medugu; Labaris, A.; Yusuf, K.S.; Barde, M.M.
    The study examines the problems of sorghum marketing in Nasarawa State. Structured questionnaire was used to collect data during the 2013 farming season from two hundred and forty food marketers across six local government areas of the state. The descriptive statistics were used to analyze and describe the data collected while the Kohls(1985) formula was used to determine the estimates of market margins and marketing efficiency was calculated using Olukosi and Isitor (1990) formulae. The results indicate that the average farm gate price of guinea corn was N10 000 per 100 kg bag. The average marketing cost was N1, 100 per bag and average net marketing margin was N1, 233.3 per bag. The average marketing efficiency was 106.5 .The major problems confronting guinea corn marketing; transportation problem, inadequate market infrastructure, inadequate funding, and shortage of processing facilities, seasonality and perishability of food produce and ethnic crisis. To improve guinea corn marketing in the study area it is recommended that adequate transportation facilities should be provided by government, private individuals and corporate groups; research into post-harvest storage and processing techniques should be intensified; and funds should be made available to food marketers so that they can take advantage of bulk purchasing, market expansion and post-harvest processing.